Mon–Fri 8am–7pm ET · Closed bank holidays

Home / How it works

From application to funding in three steps

One application, several funders, and you choose. Here's what happens after you apply.

Three steps to your funding

One application, several funders, and you choose.

  1. Apply once

    Tell us about your business and send your last four months of bank statements. It takes a few minutes.

  2. Compare your offers

    We send your file to the partners most likely to approve it, then walk you through each offer: amount, total payback and payment schedule.

  3. Get funded

    Pick the offer that works for you, sign, and the money goes straight to your business bank account.

What you'll need

Have these ready and the process moves faster.

  • Bank statements

    Your last four months of business bank statements. They show funders your real revenue and cash flow.

  • Business details

    Legal business name, start date, industry and address.

  • Owner information

    Name and contact details for the business owner. Some products also ask for more documents, and your advisor will tell you exactly what.

Why apply through EVO Financial

Going to funders one at a time means separate applications, separate credit checks and offers you can't easily compare. We submit your file to the right funding partners and bring the offers to you.

One application, many funders

Your file goes to the partners whose guidelines fit your business, not a random list.

Terms in plain English

Before you sign, you see the amount you receive, the total you pay back and what each payment will be.

Options when the bank says no

Many partners look at revenue and cash flow, not just your credit score.

One advisor, start to finish

You deal with the same person from application to funding, and after.

Ready to see your offers?

Apply in about five minutes. A funding advisor will review your file and reach out, usually the same business day.